Kenya

Currency	KES
Country code	KE (the default. You don't need to send country)
Phone format	2547XXXXXXXX, 2541XXXXXXXX, 07XXXXXXXX or 01XXXXXXXX

Collect

Method	Endpoint	Guide
M-Pesa STK Push	POST /payment/mpesa-stk-push/	Guide
Checkout (M-Pesa, card, Apple Pay, Google Pay, PesaLink)	POST /checkout/	Guide
Customer account numbers (bank or paybill)	POST /payment/create_customer_reference/	Guide
Co-op agent deposit	POST /payment/coop-agent-deposit/	Guide

M-Pesa STK Push

curl -X POST https://api.intasend.com/api/v1/payment/mpesa-stk-push/ \
  -H "Authorization: Bearer $INTASEND_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{
  "amount": 100,
  "phone_number": "254712345678",
  "api_ref": "order-123"
}'

Send money

provider	Pays to	Required fields	Limits
MPESA-B2C	M-Pesa phone	account	Min KES 10
MPESA-B2B	Till / paybill	account, account_type, account_reference (paybill)	Whole shillings
PESALINK	Bank (instant)	account, bank_code	KES 100 to 999,999
RTGS	Bank (high value)	account, bank_code, name	Min KES 100
EFT	Bank	account, bank_code, name	Min KES 100
AIRTIME	Airtime	account (phone)	Live only
KPLC	Prepaid electricity token	account (meter), notify_phone
INTASEND	IntaSend account	account

M-Pesa (B2C)

curl -X POST https://api.intasend.com/api/v1/send-money/initiate/ \
  -H "Authorization: Bearer $INTASEND_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{
  "currency": "KES",
  "provider": "MPESA-B2C",
  "requires_approval": "NO",
  "callback_url": "https://example.com/intasend/payouts",
  "transactions": [
    {
      "name": "Jane Doe",
      "account": "254712345678",
      "amount": "150",
      "narrative": "Salary"
    }
  ]
}'

Till and paybill (B2B)

curl -X POST https://api.intasend.com/api/v1/send-money/initiate/ \
  -H "Authorization: Bearer $INTASEND_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{
  "currency": "KES",
  "provider": "MPESA-B2B",
  "transactions": [
    {
      "account": "888880",
      "account_type": "PayBill",
      "account_reference": "12345678",
      "amount": "500",
      "narrative": "Bill"
    },
    {
      "account": "174379",
      "account_type": "TillNumber",
      "amount": "200",
      "narrative": "Stock"
    }
  ]
}'

Bank (PesaLink)

Get bank_code from GET /send-money/bank-codes/ke/. Use RTGS above KES 999,999.

curl -X POST https://api.intasend.com/api/v1/send-money/initiate/ \
  -H "Authorization: Bearer $INTASEND_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{
  "currency": "KES",
  "provider": "PESALINK",
  "transactions": [
    {
      "name": "John Doe",
      "account": "0123456789012",
      "bank_code": "68",
      "amount": "1000",
      "narrative": "Invoice 22"
    }
  ]
}'

Some bank routes need an OTP confirmation per transaction.

KPLC tokens

curl -X POST https://api.intasend.com/api/v1/send-money/initiate/ \
  -H "Authorization: Bearer $INTASEND_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{
  "currency": "KES",
  "provider": "KPLC",
  "transactions": [
    {
      "account": "37123456789",
      "amount": "500",
      "notify_phone": "254712345678"
    }
  ]
}'

Validate before paying

M-Pesa, till/paybill and PesaLink accounts can be looked up first:

curl -X POST https://api.intasend.com/api/v1/send-money/validate-accounts/ \
  -H "Authorization: Bearer $INTASEND_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{
  "provider": "MPESA-B2B",
  "account": "888880",
  "account_type": "PayBill"
}'